Effective: April 27, 2026
Privacy in Financial Calculations
At FinO Calculator, we understand that financial privacy is paramount. This Privacy Policy explains how we handle your information with the utmost care and respect for confidentiality.
What We Collect
Automatic Collection:
• Technical data (device type, browser, operating system)
• Website usage (pages accessed, calculators utilized, session length)
• Network information (IP address, general location)
• Access times and referring websites
Your Financial Calculations Are Private:
• We DO NOT store or transmit your financial inputs
• All calculations happen locally in your browser
• Loan amounts, investment figures, and personal numbers remain on your device
• We have no access to your financial data
Voluntarily Provided Information:
• Contact details (name, email) when reaching out to us
• Newsletter email if you subscribe
• Feedback or inquiry content
How We Use Information
We use collected information to:
• Provide financial calculation tools
• Improve calculator accuracy and functionality
• Understand how users interact with our site
• Respond to support questions
• Send financial tips and updates (with consent)
• Maintain security and prevent fraud
• Comply with legal obligations
We never use your information to:
• Provide financial advice or recommendations
• Sell or share with financial institutions
• Target you for financial products or services
Legal Grounds for Processing
We process information based on:
• Legitimate interest in providing and improving services
• Your consent (newsletter subscriptions, contact forms)
• Legal compliance requirements
Cookies and Tracking
FinO Calculator uses cookies for:
Strictly Necessary: Site functionality and security
Performance: Usage analytics to improve tools
Functional: Remember your calculator preferences
Manage cookies through your browser settings. Essential cookies are required for the site to work properly.
Third-Party Services
We use limited third-party services:
Google Analytics: Anonymized usage statistics
Hosting Services: Secure website infrastructure
Email Platform: Newsletter delivery (opt-in only)
These providers have privacy obligations and limited access to data.
No Sharing of Financial Information
Because we don't collect your financial calculation data, we have nothing to share. General website usage data is never sold or shared except:
• With service providers under strict confidentiality
• When required by law
• To protect legal rights and safety
• With your express consent
Data Security
We implement robust security:
• SSL/TLS encryption on all pages
• Secure hosting infrastructure
• Regular security monitoring
• No storage of sensitive financial inputs
• Minimal data collection practices
While we employ strong protections, absolute security cannot be guaranteed online.
Data Retention
We retain information for limited periods:
• Analytics data: Up to 26 months
• Contact form data: Up to 2 years for support purposes
• Newsletter emails: Until you unsubscribe
• Financial calculation data: Never stored
Your Rights
You have rights regarding your personal information:
• Access what information we have
• Correct inaccurate information
• Request deletion of your data
• Opt-out of communications
• Restrict certain processing
• Receive your data in portable format
• Object to processing
Contact privacy@finocalculator.com to exercise these rights.
Financial Data Disclaimer
FinO Calculator provides calculation tools, not financial advice. We are not financial advisors, and we don't collect information to provide financial services or recommendations. For personalized financial advice, consult a qualified professional.
Marketing Communications
If you subscribe to our newsletter:
• You can unsubscribe anytime via email links
• We send financial tips and tool updates only
• Your email is never sold or shared
• You control communication preferences
Children's Privacy
FinO Calculator is not intended for children under 13. We don't knowingly collect information from minors. If we discover such collection, we'll delete it immediately.
International Users
FinO Calculator may be accessed globally. Information may be processed in different countries with appropriate safeguards in place.
Special Provisions for Residents
California Residents (CCPA):
• Right to know what personal information is collected
• Right to deletion
• Right to opt-out of sales (we don't sell data)
• Right to non-discrimination
EU Residents (GDPR):
• Comprehensive data subject rights
• Right to complain to supervisory authorities
• Additional protections for sensitive data
Changes to Privacy Policy
This policy may be updated to reflect changes in practices or legal requirements. Updates will be posted with a revised "Effective" date. Significant changes will be communicated clearly.
Contact Us
Privacy questions or concerns?
Privacy Team: privacy@finocalculator.com
General Support: support@finocalculator.com
We aim to respond to all privacy inquiries within 30 days.